Cost by metal type
| Type | Per sqft | 2,000 sqft home |
|---|---|---|
| Exposed Fastener Panels Budget metal — panels screwed through to decking. 30-45 year lifespan. | $5–$9 | $10,000–$18,000 |
| Standing Seam Premium metal — hidden fasteners, clean lines. 50-70 year lifespan. | $12–$16 | $24,000–$35,000 |
| Stone-Coated Steel Looks like shingle/tile, metal durability. Popular in hail zones. | $7–$12 | $14,000–$25,000 |
| Aluminum Panels Salt-air friendly — best for coastal homes. Lighter than steel. | $9–$14 | $18,000–$30,000 |
Planning estimate
$25,000
A reference midpoint, not a bid. Real quotes vary by pitch, access, and local labor — get at least three estimates from licensed, insured roofers before deciding.
FAQ
How much does a metal roof cost in 2026?
A metal roof costs $10,000–$35,000 installed for a typical 2,000 sqft home. Exposed fastener panels are the budget option at $5–$9/sqft. Standing seam — the premium choice — costs $12–$16/sqft and lasts 50+ years.
Does a metal roof save on insurance?
Yes, in many states. Florida, Texas, and Oklahoma offer up to 30% discounts for impact-resistant metal roofing. Check with your insurer — the Class 4 rating on most metal panels qualifies for hail-resistant discounts.
Is standing seam worth the extra cost?
If you plan to stay 15+ years, yes. Standing seam has no exposed fasteners to fail, lasts 50–70 years, and looks premium. The $15K difference vs exposed fastener is spread over 50 years — about $300/year.
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